Benefit Maximum: $1,000,000

We will pay additional benefits for the covered accident medical expense benefits listed in the policy that result directly from injury caused by a covered accident. Benefit payments are subject to any deductibles, co-insurance payments, and benefit maximums that apply.

Principal Sum: $150,000

We will pay benefits if a covered person is injured in a covered accident and, within 365 days of that accident, suffers one of the losses shown below. If multiple losses occur, only one benefit amount-the largest-will be paid for all losses due to the same accident.

Weekly Benefit Amount: : 70% of Average Weekly Earnings up to a maximum of $600 per week

We will pay an additional benefit if the insured is temporarily totally disabled as a direct result of a covered accident. Benefits will be paid when :

1. The benefit waiting period, as shown in the Schedule of Benefits, is satisfied and

2. The insured has provided us satisfactory proof of temporary total disability.